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For myself NO. No raise in Social Security for 2 years, then when there was a raise, the cost of medicare went up.
Interest rate on my small IRA went from 3.25% in January 2009 to .85% today.
Prices of everything else has gone up, including the price of yarn.
 

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NO! Due to ecomomy my income was slashed almost 50%, I was on commission and both my company and the client "restructered", keeping more of the income I generated for themselves.

In one month my homeowner assn. increased from 250.00 to 500.00 for repairs. My impound account also increased 250.00 since they were not taking enough out for taxes. I was struggling to keep my home and this turned out to be the fatal blow.

I lost my home and moved to be near family, I was unable to find a job in my field. I eventually took a job that I did in my younger days but unable to do now.

I had a nervous breakdown, then broke my leg which didn't heal. I had fusion surgery so my foot doesn't move. I am unable to work so thank goodness I was eventually approved for SSDI.

But because I don't work members of my family have decided I am lazy and worthless and treat me so. I am miserable and to be honest KP is the highlight of my day.
 

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Actually we are somewhat. Four years ago, over 50% of our investments were lost with the stock market panic. Now we've regained almost all of it. So, yes, we're doing better than we were back then. And the COLA for the SS took care of the rise in the Medicare Part B.

So, again, we are better off. Does my 37 yo daughter have a job? No. Does she have any paying clients for her new business yet? No. Does she see the economy of this tri-county area moving in a positive direction, YES!! So we are trusting God, in His wisdom, to help us to see this through to a successful outcome.

Thanks for asking. Ohio Joy
 

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I am so sorry that you are going through a hell of a time. Please know that you are not worthless. Many times when we are suffering so our self esteem plummets. Is there a chance that you just may be feeling so low that you may be interpreting things regarding your family different? I don't know myself but what I do know is that when anxious or depressed we may perceive things much differently than we normally would have when we are healthy. I wish you well. Take Care
 

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Nope. Although my job hasn't changed, including my wages, my husband's income has dropped drastically. He is self employed and is lucky to work one day month. Used to be everyday. Because he is self employed, he is unable to collect unemployment. It all sucks.
 

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Definitely not.

My job was eliminated in 2010 due to massive cuts in the state education budget. To date all efforts to find another job have been futile. On the rare response I have received to a job application, the message has been "Sorry, too overqualified".

My house is currently worth less than 1/3 of the 2007 estimated value and the mortgage is twice the current value of the house. The positive aspect is I can still afford the monthly mortgage payment.
 

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Yes. My husband and I were forced into early retirement in 2005, when our companies moved our jobs overseas, to China. Fortunately, we saw the handwriting on the wall, and planned out the next phase of our lives. We paid off the mortgage was paid off early, and we were able to buy a smaller house in another part of the country where the housing costs were much smaller.

We also have recovered most of what we lost in our IRAs and 401K accounts. Hubby is now getting Social Security and Medicare, but I'm not yet. We are able to meet all our expenses with 2 small pensions & his SS.

We have our health and we've always lived below our means and saved as much money as we could, so we don't see any difference in our lifestyle.
 

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mojave said:
Definitely not.

My job was eliminated in 2010 due to massive cuts in the state education budget. To date all efforts to find another job have been futile. On the rare response I have received to a job application, the message has been "Sorry, too overqualified".

My house is currently worth less than 1/3 of the 2007 estimated value and the mortgage is twice the current value of the house. The positive aspect is I can still afford the monthly mortgage payment.
There is always that much to be grateful for, isn't there?
 

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Yes, I am. Despite not having received a raise for four years, we have managed to pay off our home. Our property taxes have been able to be reduced due to the fact that my DH reached 65 years of age. We are both reasonably healthy, eat well every day, have three great dogs and three good producing gardens. So, life is pretty good for us.
 

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No we are not better off.Gas has doubled, food prices are up and people can't find jobs Then to hear the president say "if you have a business you didn't build yourself". Give me a break............
 

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kiffer said:
No we are not better off.Gas has doubled, food prices are up and people can't find jobs Then to hear the president say "if you have a business you didn't build yourself". Give me a break............
Hmmm.... This former faculty member would rather give you and so many others on both sides of the political fence an F for using a quote out of context.

Cannot argue with the rest of your comment.
 

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Yes, I am. Even though I have the same job, I've received a couple of pay raises. I just paid off my car, and currently have more money in the bank than I've ever had before.

On a more personal note, my life is WAY better than it was 4 years ago because at this time 4 years ago, I was struggling to accept my true self. I'm happy to report that I did & changed my life accordingly & life is much better.
 

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No! I was still working four years ago. I gave up my job three years ago when I was diagnosed with cancer. Hubby and I are saddled with medical bills because we both have health issues.
 

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Yes, I think we are. Husband still working. I'm on disability and we've always lived below our means. We've invested conservatively and don't touch yet. We do what we can to secure our future.
 

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Bravo on still being able to pay mortgage. That's the key. If you plan on being in the house for 7+ years you should have good equity in the house.

mojave said:
Definitely not.

My job was eliminated in 2010 due to massive cuts in the state education budget. To date all efforts to find another job have been futile. On the rare response I have received to a job application, the message has been "Sorry, too overqualified".

My house is currently worth less than 1/3 of the 2007 estimated value and the mortgage is twice the current value of the house. The positive aspect is I can still afford the monthly mortgage payment.
 

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Aran said:
Yes, I am. Even though I have the same job, I've received a couple of pay raises. I just paid off my car, and currently have more money in the bank than I've ever had before.

On a more personal note, my life is WAY better than it was 4 years ago because at this time 4 years ago, I was struggling to accept my true self. I'm happy to report that I did & changed my life accordingly & life is much better.
good for you :)
 

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No. Prices are escalating. We are on food stamps. We have not gotten a COLA raise on them in a year. We are supposed to get the card refilled tomorrow, but they're acting like they don't want to. Almost out of groceries. Do I want this guy back in the White House? NO!!!!!!!!!!!
 
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